Pricing

Per-company pricing. Not per-user.

Two tiers, plus Enterprise. Unlimited seats. Monthly or annual.

USD, excl. VATMonthly or annualUnlimited seats
Same pricing whether you run SME, consumer, auto, or payroll-deduction loans.
Core

Run a preset workflow for your loan type.

$399/ month
Annual plan · save 20%
Credits / month30,000

A complete preset lending workflow for SME underwriting, consumer credit, and auto loans, running on your real applications, validated and audit-trailed.

What's included
  • Lending preset workflow (SME, consumer, auto)
  • Bank statements · payslips · tax returns · IDs
  • ADB, income volatility, cash-flow coverage engine
  • Handles clean PDFs and difficult scans
  • Human-in-the-loop validation
  • Full audit trail
  • Unlimited user seats
Start on Core →
Enterprise

Custom volume, deployment, and compliance for regulated lenders.

Custom
Volume, complexity, and deployment
Credits / monthUnlimited*

For banks, regulated institutions, and high-volume operations. Everything in Scale, shaped to your environment.

Everything in Scale · plus
  • High-volume pricing & custom credit volumes
  • Custom SLAs & advanced compliance / governance
  • On-prem or hybrid deployment
  • Data residency on request
  • White-label / OEM arrangements
  • Dedicated deployment region
  • Custom processors & models
  • Custom integrations (LOS, core banking)
  • Enterprise onboarding & support
  • Premium processing options
Talk to us →

Why most teams move to Scale.

Core runs preset industry workflows end-to-end. Scale runs the platform: build anything, catch fraud, and investigate entities. Here's what's in each.

CapabilityCoreScaleEnterprise
Lending templates
Human-in-the-loop validation
Full audit trail
Workflow Builder (custom flows)Not included
Fraud & document manipulation detectionNot included
Entity sentiment (web, news, registries, court records)Not included
Loan repayment stream identificationNot included
Custom scoring module & policy rulesNot included
Full REST APINot included
Messaging integrations (Email, Slack, Teams)Not included
Priority processing queueNot included
Custom SLAs & on-prem / hybrid deploymentNot includedNot included
White-label / OEMNot includedNot included
Monthly credits30,00090,000Custom
Unlimited seats
§ · Overage

Exceeded your credits?
Just keep going.

Overages bill at a flat per-credit rate. Hard caps, 50/75/90% alerts and per-workflow visibility keep consumption predictable.

Custom credit packages available for high-volume users. Get in touch →

Core rate
$0.05
/ credit
Scale rate
$0.03
/ credit
Setup · Scale only

Self-serve, or we set it up.

Core is ready to run on day one, no setup needed. For Scale, pick the path that fits how you want to get live.

Self-serve

Do it yourself

The Decisioning Canvas is drag-and-drop, in plain English. Follow the docs, run the preset on your real loans. Most teams are live in days.

$0
No fee
We set it up

Full setup + training

We configure Scale end-to-end against your flow and train your team. Typical timeline: 10–14 days.

$2,500
One-time
Security & compliance

Built for regulated lenders.

Pricing, answered.

Is pricing per user?
No. Pricing is per company, and user seats are unlimited on every tier. Whether you have 5 ops people or 500, the monthly price is the same.
What exactly are credits?
Credits meter compute, not documents. One application = one workflow run, and what the run costs depends on document complexity. Clean PDFs cost less than handwritten or poor-quality scans. Most teams run well inside their monthly bucket; if you exceed it, overages bill at a flat per-credit rate.
Why do most teams pick Scale?
Core runs preset industry workflows, and that's it. The moment you want to build custom workflows, catch fraud or document manipulation, or investigate entities with background checks, you're on Scale. For most teams, that's on day one.
Can I move from Core to Scale mid-month?
Yes. Both tiers are available month-to-month with no commitment. An annual plan is available at a 20% discount. You can upgrade or downgrade on your next billing cycle.
When does it make sense to go Enterprise?
When you need on-premises or hybrid deployment, dedicated region hosting, a custom SLA, white-label delivery, or pricing that reflects bank-scale volume. We'll quote against your specifics.
What's excluded from the listed price?
VAT and local taxes. Both tiers bill in USD. Setup is free on Core. On Scale, self-serve setup is free; guided setup is $2,500 one-time.
Do credits roll over?
No. Credits expire monthly. If you consistently need more, the right move is upgrading your plan or going Enterprise for sustained high volume.

Still weighing Core or Scale?

Tell us what you run. We’ll help you pick the right fit in one call.

From $399/mo. No credit card. No sales call.