THE LOAN DECISIONING PLATFORM
From any documentto a decisionyou can stand behind.
Reads the documents other platforms can’t. Catches the ones that shouldn’t pass. Sees the whole borrower. Then runs the policy your credit and risk teams wrote, identically, on every application.
Same policy. Every application. Every time. No exceptions.
FINANCIAL INSTITUTIONS RUNNING ON FLOOWED
HOW IT WORKS
Documents → Data → Decisioning. Automated.
One application, start to finish: the paperwork a real applicant brings, machine-read, cross-checked, screened, and decided by your policy.
PLATFORM
One platform. The whole decision.
Four blocks, in the order a loan file flows: read it, screen it, see the whole borrower, decide it. One system of record from first upload to final decision.
Document Intelligence
Reads every loan document: clean PDFs through handwritten scans.
Fraud Forensics
Catches the document that shouldn't pass.
Borrower 360
Look beyond the application. Bureau data, KYC, banking, entity research, all feeding the same policy.
Decision Engine
Your credit policy, executed identically on every application.
Every decision explained. Every change versioned. Applies to everything above: one audit trail from first upload to final decision.
OPERATING PROOF
The numbers behind the policy.
6×
Application volume, same ops team
KREDIT HERO
180+
Officer hours returned weekly
ALON CAPITAL
3×
Statement fraud caught
ALON CAPITAL
40+
Native integrations
LMS · BUREAUS · KYC · BANKING
DOCUMENT INTELLIGENCE
Reads the paperwork other systems reject.
Clean digital PDFs run straight through. So do the bank passbooks photographed on a desk, the statements scanned at an angle, and the handwritten ledgers other systems reject. Floowed machine-reads whatever the applicant actually brings, and turns it into decision-ready data.
- Clean PDFs through handwritten scans
- Field-level confidence scoring
- Cross-document validation
DECISION ENGINE
The policy you write is the policy that runs.
Your credit and risk teams build the policy: scorecards for the score, hard gates for the must-haves. Back-test any change against your real loan performance before it ships. Then it runs identically, on every application, automatically.
Explore the Decision EngineGOVERNANCE
Built for risk teams who answer to auditors.
VERSION CONTROL
Every policy change is versioned and attributed: who, what, and when. Prior versions stay intact, so past decisions still stand and you can roll back any time.
BACK-TESTED BEFORE LIVE
Replay any policy change against your historical book and its real outcomes before it runs, so the approval-rate and NPL impact are known, not guessed.
DECISION RECORDS
Every decision keeps the exact documents, data, and policy version that drove it, re-inspectable years later, with reason codes on every outcome.
“Our team used to spend hours per application: reading bank passbooks, checking numbers by hand, reconciling documents. Now Floowed reads the documents, runs our credit policy, and surfaces a decision in minutes.”
Rene de JesusFounder, Alon CapitalRun a real loan through it.
See the whole decision: every gate, every reason, on record.