An LOS runs the loan workflow; a decisioning platform runs the credit decision. Most lenders need both.
An LOS runs the loan workflow; a decisioning platform runs the credit decision. Most lenders need both.
Scienaptic is built for lenders with a modelling bottleneck. Floowed is built for the credit officer operating on messy real-world loan documents. Where the two diverge, and which fits which team.
Compare 9 credit decision engines in 2026: Floowed, Taktile, Provenir, GDS Link, Scienaptic, Lentra, FICO, Experian, CRIF. Pricing, deployment, buyer fit.
Floowed vs Zest AI compared. Zest is an ML scoring engine extending into decisioning. Floowed is decisioning that orchestrates any score.