DOCUMENT INTELLIGENCE

Reads every loan document. Any quality.

Clean digital PDFs, handwritten ledgers, photographed passbooks, skewed scans: Floowed reads whatever the applicant actually brings, then extracts, validates, and cross-checks every field, document by document.

Floowed cross-checking an extracted transaction table against the original bank statement, side by side

THE WHOLE LOAN FILE

Not just statements. The whole file.

Financials, identity, business papers, collateral, contracts: every document in the application, read into clean, validated data.

  • Bank statements
  • Savings passbooks
  • Financial statements
  • Tax returns
  • Payslips
  • Certificates of employment
  • Government IDs
  • Proof of address
  • Business registrations
  • Permits
  • Articles of incorporation
  • Loan agreements
  • Vehicle titles
  • Property documents
  • Invoices

IN ANY CONDITION

  • HANDWRITTEN
  • PHOTOGRAPHED
  • FADED
  • SKEWED SCANS
  • MIXED-LANGUAGE
  • MULTI-ACCOUNT

VALIDATION

Validated, not just read.

Every field comes back with a confidence score. Every file is checked for completeness, recomputed balances, and statistical anomalies. Low-confidence fields are flagged for human review, so credit and risk teams see exactly what was read, and how surely.

  • Field-level confidence scoring
  • Completeness and balance checks
  • Anomaly screening on every statement
Floowed Statement Health view: extraction accuracy, document quality, page checks, balance verified, and detected anomalies
Floowed reconciling a faded, hand-annotated savings passbook against its extracted transaction table

CROSS-CHECKS

Cross-checked across the file.

Figures are reconciled across statements, passbooks, and declarations. The income on the payslip is checked against the deposits behind it. Mismatches surface with the exact line they came from, not a vague warning.

OPERATING PROOF

The first 90 days on real files.

54%

Review time on clean cases

ALON CAPITAL

3×

Statement fraud caught

ALON CAPITAL

180+

Officer hours returned weekly

ALON CAPITAL

0

Engineering tickets raised

ALON CAPITAL

QUESTIONS

Loan document intelligence, answered.

  • What is loan document intelligence?

    Loan document intelligence is software that reads loan documents of any quality — including scanned, photographed, and handwritten files — and turns them into clean, validated, structured data a lender can decision on. Floowed reads the whole loan file, not just bank statements, with up to 99%+ extraction accuracy.

  • Can Floowed read handwritten or photographed bank statements?

    Yes. Floowed is built for real-world loan paperwork: handwritten entries, phone photos, skewed scans, and mixed-language, multi-account statements. Reading the documents that basic OCR and US-built IDP tools typically choke on is its core strength.

  • How accurate is Floowed's document extraction?

    Floowed extracts data at up to 99%+ accuracy using OCR plus AI models trained on real-world loan documents, with field-level confidence scoring so low-confidence values are flagged for review rather than silently passed through.

  • What loan documents can Floowed process?

    The whole loan file: bank statements and savings passbooks, financial statements, tax returns, certificates of employment, government IDs, proof of address, business registrations, articles of incorporation, loan agreements, vehicle titles, and property documents. Custom processors are available for any lending document type.

  • How long does it take to process a loan document?

    Most documents process in seconds, and a full document-to-decision workflow typically completes in minutes — replacing the hours credit and risk teams spend reading files and copy-pasting into spreadsheets by hand.

  • How does Floowed validate the data it extracts?

    Floowed validates as it reads: every statement gets field-level confidence scoring, completeness and balance checks, and anomaly screening, and values are cross-checked across the whole file so inconsistencies surface before a decision is made.

  • Does Floowed detect document fraud?

    Yes. Alongside extraction, Floowed screens for document fraud and tampering to catch forged or altered statements. In its first 90 days at Alon Capital, Floowed caught 3× more statement fraud while cutting review time on clean cases by 54%.

  • How is Floowed different from basic OCR?

    Basic OCR reads text off a page. Floowed reads loan documents of any quality, validates and cross-checks the data, screens for fraud, and feeds the clean result into the lender's own credit policy to reach a decision — a decisioning hub with 40+ integrations across LMS, core banking, credit bureaus, and KYC, not an isolated extraction tool.

Put a real file through it.

Upload your messiest document. Watch it become decision-ready data.