Floowed

The hardest input

The documents nobody else can read.

Much of what a decision needs arrives as a handwritten ledger, a passbook photographed at an angle, or a scan of a scan. Floowed reads those, recalculates them against the source, and checks them against the rest of the file. This is the one claim we would rather demonstrate than argue.

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ReadBalance verified
DateLineAmountBalance
  1. 03 MarOpening balance41,250.00
  2. 04 MarPayroll credit+12,400.0053,650.00
  3. 06 MarSupplier payment−8,120.5045,529.50
  4. 11 MarCustomer receipt+6,300.0051,829.50
  5. 14 MarCash withdrawal−2,000.0049,829.50
  6. 19 MarRent−9,500.0040,329.50
  7. 27 MarCustomer receipt+4,180.0044,509.50
  8. 31 MarClosing balance44,509.50
Recalculated from the lines: agrees. Closing balance 44,509.50, 7 of 7 replayed.Every figure beside its page

The whole file

It reads every document in the file, and checks each one against the rest.

Every document a case arrives with, read into clean, checked data. Most of the list below isn't financial at all: a certificate that expires mid-job, a training record, a customs form and a tenancy agreement are read the same way a bank statement is.

Financial

  • Bank statements
  • Savings passbooks
  • Financial statements
  • Tax returns
  • Payslips
  • Invoices and credit notes

Identity, employment & address

  • Government IDs
  • Proof of address
  • Utility bills
  • Certificates of employment
  • Employer and landlord references
  • Seaman's books and sea service records

Certificates, licences & permits

  • Insurance certificates
  • Trade and training certifications
  • Operating licences
  • Business permits
  • Inspection and test certificates
  • Safety and compliance records

Contracts, assets & trade

  • Contracts and tenancy agreements
  • Loan and finance agreements
  • Business registrations and articles
  • Vehicle titles and registration
  • Property documents
  • Allotment and deduction authorisations
  • Customs paperwork and bills of lading

In any condition

  • Handwritten
  • Photographed
  • Faded
  • Skewed scans
  • Mixed-language
  • Multi-account

Validation

Every figure is validated against the document it came from.

A bank statement is the hardest case, so it is the one we show. Every transaction is replayed against the running balance, and where it does not reconcile we surface it rather than healing the number to make it work. An invoice has to add up, and a certificate has to be valid on the date it matters. Every figure sits beside the source document, so anybody can check what was read.

  • Every transaction replayed against the running balance
  • Totals, subtotals and tax recalculated on invoices
  • Expiry and validity dates checked against the dates that matter
  • Discrepancies surfaced, never silently healed
Statement healthBank statements, 6 months
  • Extraction accuracyReported per statement
  • Document qualityPhotographed, skewed 4°
  • Page checks6 of 6
  • Balance verifiedReplayed against the lines
  • Anomalies1 · line 14, flagged for review
Every figure beside the page it came from

Cross-checks

Across the file7 documents
  • Income on the payslipDeposits behind itAgrees
  • Company on the insurance certificateCompany on the contractAgrees
  • Address, declaredSeven documentsMatches on 5, not on 2
  • Date of birth, IDDate of birth, applicationAgrees
Every mismatch surfaces with the line it came from

Cross-checked across the file.

Documents are checked against each other and against what was declared: the income on a payslip against the deposits behind it, the company on an insurance certificate against the one on the contract, an address that should match on seven documents and does not on two. Every mismatch surfaces with the line it came from.

Operating proof

The first 90 days at one lender, on their real files.

Lending is where we have operated longest, so it is where the numbers are. Scoped deliberately: these are one customer's results in one industry, not a claim about yours.

  • ↓54%

    Review time on clean cases

    Alon Capital
  • 3×

    Document fraud caught

    Alon Capital

And the ones that shouldn’t pass

The statement that balances because somebody made it balance.

Every document is screened as it is read, on the file as submitted. A forged statement usually reconciles perfectly, which is why a person reading quickly passes it, and why the check belongs in the same pass that produced the data.

QUESTIONS

Document intelligence, answered.

  • What is document intelligence?

    Document intelligence is software that reads documents of any quality, including scanned, photographed, and handwritten files, and turns them into clean, validated, structured data a team can decide on. Floowed reads the whole file, not just bank statements, and validates as it reads: every transaction is replayed against the running balance and every figure sits beside the page it came from.

  • Can Floowed read handwritten or photographed bank statements?

    Yes. Floowed is built for real-world paperwork: handwritten entries, phone photos, skewed scans, and mixed-language, multi-account statements. Reading the documents that basic OCR and generic IDP tools typically choke on is its core strength.

  • How accurate is Floowed's document extraction?

    Floowed extracts data using models trained on real-world documents, then validates the result by replaying every transaction against the running balance and checking each figure against the source. Anything that doesn't reconcile is surfaced for review rather than silently passed through.

  • What documents can Floowed process?

    The whole file: bank statements and savings passbooks, financial statements, tax returns, payslips, certificates of employment, government IDs, utility bills and proof of address, business registrations and permits, articles of incorporation, seaman's books, allotment authorisations, vehicle registration documents and titles, and property documents. Custom processors are available for any document type.

  • How long does it take to process a document?

    Most documents process in seconds, and a full document-to-decision case typically completes in minutes, replacing the hours teams spend reading files and copy-pasting into spreadsheets by hand.

  • How does Floowed validate the data it extracts?

    Floowed validates as it reads: every transaction is replayed against the running balance, every statement is checked for completeness and coverage gaps, and values are cross-checked across the whole file. When something doesn't reconcile we surface it and never silently heal the data to make a statement balance, so inconsistencies reach a human before a decision is made.

  • Does Floowed detect document fraud?

    Yes. Alongside extraction, Floowed screens for document fraud and tampering to catch forged or altered statements. In its first 90 days at Alon Capital, Floowed caught 3× more statement fraud while cutting review time on clean cases by 54%.

  • How is Floowed different from basic OCR?

    Basic OCR reads text off a page. Floowed reads documents of any quality, validates and cross-checks the data, screens for fraud, and feeds the clean result into your own rules to reach a decision. A decision platform with 400+ integrations across the industries it serves, not an isolated extraction tool.

Reading the file is where it starts, not where it ends.

Every figure it pulls feeds the rules that reach the decision, with the evidence behind each check. Start free, or book a demo and we will take you through one.

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