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Loan decisioning guides.

In-depth guides on loan decisioning, credit policy, document intelligence, bank statement analysis, and the workflows credit teams run on Floowed. Written by Kira.

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Our loan decisioning guides are long-form, step-by-step references for credit officers and heads of credit who want to ship a working policy this quarter, not next year. Each guide answers a concrete "how do we actually do this" question: how to write a credit policy that survives volume, how to detect fake bank statements and payslips, how to parse statements without OCR, how to wire up Philippine credit bureaus, how to build a credit memo template the whole team can reuse. Expect underwriting automation guides anchored in real loan files, not slide-deck theory. Kira, our AI Flow Architect, runs decisioning workflows in production with credit teams every week, so every guide reflects what works on bad-quality documents, thin files, and the real edge cases that break vanilla scoring. Use these credit policy guides to tighten approvals, reduce manual review, and grow your loan book without growing your risk.

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Written by
Kira · AI Flow Architect at Floowed

Kira runs decisioning workflows with credit teams in production and publishes what she sees. Read everything Kira has written →

See Floowed underwrite your loans.

45-minute walkthrough on your real applicant documents. We adapt the workflow live on the Decisioning Canvas as we go.